Icon Health / HC Credit aka HELPCard aka HC Processing Center

I’m having a terrible experience dealing with Nordictrack (Icon health and fitness) and it’s partner financing company HC Credit. Consider buying from someone else if you’re on the fence. Unfortunately, they have a setup that discourages efficiency and customer-friendliness, since they seem to recoup profits on their “interest-free” offers by charging crazy fees even without any mistakes on your part and really getting you if you’re a day late. My inquiry about these practices was met with “your fault, it’s in the fine print.” Sigh. Even if I must eventually accept that fact, that’s not the way to leave me a happy customer. I’m out hundreds of dollars to these guys. Don’t buy Icon / Nordictrack. And though the “HELPCard” / HC Credit company has no need to maintain a good image since they are fed “sales” from other companies, never use them if you can help it. Their website is ancient, contains errors, and their call center is unprofessional and difficult to deal with. Makes me want to start up a competitor that operates with efficiency and customer friendliness, and maintains profitability through automation and efficiency rather than through leeching ridiculous fees from people as inefficiently as possible.


Reading back through my old posts, I realized that this company is a ghost in the machine – no one ever hears of them until after they’ve made a purchasing decision with some other company, which does probably want to maintain a decent image (thus why I mentioned Icon Health/Nordictrack). So I thought it might be slightly more effective to maintain a little “hall of shame” list here, noting which companies had the terrible sense to work with these incompetents. If you stumble upon this post and have had experience with HC Credit, please leave a comment noting the client / associated company that used them for credit payment processing.

Hall of Shame
Nordictrack (Icon Health and Fitness)

16 thoughts on “Icon Health / HC Credit aka HELPCard aka HC Processing Center”

  1. I’ve had so much trouble with HC Processing/HELP Card that I had no other choice but to close my checking account. I paid on one item for 6 years … but their continuing “fees” and high APR’s kept me owing far beyond the original financed amount. When I tried to ‘get ahead’ by sending extra payments, they held my check until a payment was due, then applied it – NEVER allowing me to apply to pay ‘principle only’. I’d rather be a COLLECTION ACCOUNT than have these people continue ripping me off. My advice to you: AVOID HC Processing!

  2. salam..sy merpkn seorg mahasisiwi yg sdng mnjlnkn kajian karya dan karyawn, dy memilih karywn A.Samad said. dlm kajian ini memrlukan sy ntk mengkaji budaya yg wujud dlm puisi beliau.di sini sy ingin meminta cadangan dr rakan yang lain untuk memilih puisi yg sesuai untuk kajian saya.

  3. – It is terribly upsetting and overwhelming that it has to be so hard to obtain real food. It seems like everything available is bad for you somehow. I have always thought the natural labels were such a bad trick – tricky advertising or what I like to call LIES.

  4. Fin tolkning! Dyrene våre har vi virkelig ansvar for, og der er, som regel, et godt ansvar. Vi er jo så glad i dem. Tenkte noe lignende selv,men det ble noe helt annet. Hilsen Margit.

  5. what he did”. I just see Americans of all groups showing disgust and outrage at racism towards African Americans…and African Americans showing a lot of, uh, tolerence, for disrespect and hatred towards others. I could have stated that more diplomatically. And I’m sure I could articulate myself better even now… but I’m in a hurry :.)

  6. Can’t buy a 3ds because of region-lock. (I’m vehemently opposed to it. Enough so that I will not buy it, will not play it if given one, and will mention it at any opportunity. Sadly Nintendo doesn’t care that I sulk.)

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  8. Wow the friend is hella annoyingWhimpering like a kicked dog over a big delicious zit?For realz, stop ur making me not enjoy this film!The girl w the zit reminded me of myself lol the look on her face when it came out! And the color! The yuckyest green! But no way I would have ever let it get that big, I woulda been on that ZIT back when was a blackhead!!

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